Which route fits you?
Non-O (retirement)
90 days on entry, single or multiple entry depending on the embassy. Then extend in Thailand, up to a year at a time.
O-A (long stay)
One year, multiple entry. You apply from abroad, with health insurance, medical and criminal-record documents.
O-X (long stay)
For citizens of 14 countries with higher funds. 5 years, plus a possible 5 more.
LTR Wealthy Pensioner
Up to 10 years, in two 5-year stages, after a Board of Investment endorsement. LTR visa details →
What you need.
Aged 50 or over
On the day you apply. Being 50 is a threshold, not an approval.
Money: Non-O and O-A
The general Thai e-Visa checklist asks for THB 800,000 in the bank or THB 65,000 a month. Your embassy may set different amounts and statement periods.
O-A documents
Health insurance, a medical certificate and a criminal-record certificate. Insurance amounts and document ages differ by embassy.
O-X: higher funds
THB 3,000,000 deposited in Thailand, or THB 1,800,000 plus THB 1,200,000 a year in income. Insurance from a Thai insurer. What you must keep after year one differs by embassy.
LTR Wealthy Pensioner
Passive income of USD 80,000 a year, or USD 40,000–80,000 plus a USD 250,000 investment in Thailand. Plus health insurance of USD 50,000, Thai social security, or a USD 100,000 deposit held for 12 months.
Embassies can ask for more. Always check the checklist of the embassy handling your application.
Non-O, O-A, O-X, LTR: side by side.
| Visa | Stay | Where you apply | Money (typical) |
|---|---|---|---|
| Non-O | 90 days, then yearly extensions | Abroad, or by changing visa in Thailand | THB 800,000 or THB 65,000/month |
| O-A | 1 year, multiple entry | Abroad | THB 800,000 or THB 65,000/month, plus insurance |
| O-X | 5 years + 5 | Abroad (14 nationalities) | THB 3,000,000, or THB 1.8M + THB 1.2M/year |
| LTR Wealthy Pensioner | Up to 10 years (5 + 5) | BOI endorsement, then the visa | USD 80,000/year passive income |
Extending in Thailand.
The visa and the extension are separate steps. Immigration extends retirement stays up to one year at a time.
The money test (age 50+), one of:
- THB 800,000 in a Thai bank: held 2 months before you apply and 3 months after approval, then never below THB 400,000.
- THB 65,000 a month in income.
- A mix: yearly income plus a Thai bank deposit adding up to THB 800,000, with the same holding periods (after 3 months, at least half the deposit stays).
Government fee: THB 1,900.
O-A holders extending in Thailand also need health insurance of at least USD 100,000 or THB 3,000,000.
Your spouse and children
Your spouse (married, living together) and your unmarried children under 20 can extend as your dependants, up to a year at a time.
Already in Thailand?
On a visa exemption, visa on arrival or tourist visa, you can apply at Immigration to change to a Non-Immigrant visa. Fee THB 2,000 (non-refundable), in person. Immigration's regulation sets a decision within 15 working days; in practice it varies by office. Since 15 Sep 2026, visitors from most visa-exempt countries get 30 days, so start early.
90-day reporting and re-entry
Report your address every 90 days, online up to 15 days ahead. Leaving Thailand? A re-entry permit keeps your stay: THB 1,000 single, THB 3,800 multiple.
How we help you retire here.
- Free eligibility check. About 3 minutes. See which route fits, and any gaps. Preliminary only.
- Talk to a lawyer. A 40-minute video call about your case.
- Document Review · ฿5,000. Our team checks your documents, and a lawyer signs off. Then you apply yourself.
- Standard Full Retirement Support · from ฿60,000. We manage the application. Final written quote after we assess your case.
- Retirement Fast-Track in Thailand · ฿95,000. For applicants aged 50+ who are in Thailand or arriving on a visa exemption, visa on arrival or tourist visa, and who meet the retirement money test. Only through our Phuket office: you come to the office, we handle everything, then you go to Immigration to sign and have your photo taken. No document checklist to prepare in advance. Just bring your passport and the funds for the money test: THB 800,000 to deposit, or an income letter from your embassy confirming at least THB 65,000 a month. Government fees, help opening a Thai bank account and the 1-year extension included. 3 business days from your arrival and the start of the application until the visa is issued, if approved.
Common questions
What are the Thailand retirement visa requirements?
What is the difference between Non-O, O-A and O-X?
How do I extend my retirement stay in Thailand?
Can a married couple get a Thailand retirement visa?
How long does a retirement visa take?
Last updated from official sources: 11 October 2026. Preliminary information, subject to lawyer review and the authorities' decision.